1. Sign-up for any identity theft protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your data, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
2. Call the online company prior to making a purchase. If you have some kind of trouble with your purchase, you want so that you can know that you can reach customer care easily. That's why it's a good idea to call before you provide them with your bank card information. If you can't get anyone on the telephone, steer clear.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement will come in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
4. Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing exactly what was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails regarding your items' status or correspondence with the company regarding your orders, too.
5. Before buying from a new online retailer, perform some research on them. Check online reviews from other customers to see the actual way it handles stuff like customer service, shipping, and its overall buying experience. You can also check the BBB to determine if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions regarding its business before you buy anything.